When is advice needed?
Most people choose to see a financial adviser at significant turning points in their life. They may need a professional to help them consider their options and to understand financial products or tax laws. Once people find an adviser with whom they’re comfortable, a long-term relationship often develops with regular meetings to review changing needs. People most often consult a financial planner when:
- Starting work or changing jobs and looking at superannuation options
- Getting married, or separating from a partner
- Starting a family, and saving for education costs
- Buying a house, or paying off the mortgage
- Looking to invest for capital growth
- Planning to retire
- Inheriting money, receiving redundancy payments or other lump sum payments.
- Looking for a centralised Wealth Management Strategy